Independent reviews
Your home. Your coverage.
No fine print.
We read every endorsement, every exclusion, every state-specific rule — then write it up in plain English (with Spanish where the fine print matters most) so your home insurance actually does its job.
The latest reviews.
Updated every Sunday, read by the editor before publication.
La Carta · Sunday · every other week
A letter from the editor's desk.
Which carriers raised rates this month, which endorsements actually pay, and one piece of fine print you should know before signing your declarations page. Sent every other Sunday.
- ✦Editor's note — slightly stern.
- ✦Three rate-change alerts.
- ✦One piece of fine print, decoded — una palabra del seguro.
- ✦Reader letters — answered briefly.
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Browse the editorial — by what your policy says.
Homeowners
HO-3, HO-5, and what your declarations page actually covers.
Renters
Cheap, fast, and what to do when your apartment floods.
Condo (HO-6)
Master policies, walls-in coverage, and HOA gaps.
Mobile Home
The most-overlooked corner of the home-insurance market.
Regional
Citizens, Allstate Floridian, Westfield, Encompass, Pure.
Claims Guides
How to file a claim — step by step, in plain language.
Spanish-Language Buying
Carriers with bilingual agents and Spanish policy documents.
From the archive.
Long-form reviews and claims-day post-mortems we keep coming back to.
AAA Homeowners (auto-club): The mixed bag that depends entirely on your club
The mixed bag that depends entirely on your club
Why we no longer recommend Homesite homeowners — even at the lowest rate
Pólizas HO-6 en español: Lo que cubre y lo que no
Pólizas para inquilinos en español — guía de compra
Los mejores agentes bilingües para comprar seguro de hogar
How CasaInsure reads a policy.
CasaInsure is a small editorial team that reads home-insurance policies the way an aunt who used to work at State Farm would — slowly, suspiciously, and with a yellow highlighter. We earn affiliate commissions on certain links, but our recommendations are never for sale.
"The fine print is never small in your bank account."
— The editor
Independent
We don't accept payment for placement. Recommendations follow the research, not the other way around.
Bilingual where it matters
Spanish appears in the corners of the policy where the fine print matters most — never as decoration.
Every policy, read
We read declarations pages, endorsements, and exclusions — line by line, the way an aunt with a yellow highlighter would.
Updated regularly
When a carrier raises rates or changes exclusions, we notice. Reviews are updated within 30 days.